REV Powers Mortgages.

Successful homeownership begins with the right Mortgage Loan. Our lending team is committed to providing you with a competitive Interest Rate, transparent terms, and responsible financing that empowers you to achieve your homeownership dreams with confidence and peace of mind.

Whether you’re a first-time homebuyer, an experienced homeowner, looking to refinance, or adding to your real estate portfolio, we’ll work with you to identify your needs and find the right Mortgage Loan for your unique situation.

Talk to one of our experienced loan officers today.

REV Mortgage

Introducing HomeAdvantage®

Buying or selling a home can be a significant undertaking, but with HomeAdvantage®, you have the opportunity to reward yourself with a generous cash rebate.

By partnering with a select network of top-performing and trusted real estate agents, HomeAdvantage® gives you access to industry professionals who are committed to understanding and fulfilling your Real Estate needs and goals.

Purchase Loans @ REV

Dream home, meet dream loan. With a full suite of Mortgage Loans, we’ve got what you need to make that next big move.

Whether you’re buying your first home, upgrading to a new home, or purchasing an investment property, our Purchase Loans offer flexible options designed around your needs and budget.

Start Smart:
First-Time Homebuyers

REV’s StartSmart program makes first-time homeownership a reality. Get up to 100% financing without the extra cost of Mortgage Insurance. Learn more about this first-time homebuyer program and see how REV can help you get started.

Conventional
Loans

REV offers traditional 10-, 15-, and 30-year fixed-rate Mortgage Loans, including low down payment options such as Fannie Mae’s HomeReady program.

With flexible terms and competitive Mortgage Rates, our conventional loans can help make homeownership more affordable.

FHA
Loans

FHA Loans are a great choice for first-time buyers or those with limited savings. Let us guide you through the process and help you find a path to affordable homeownership.

Government
Loans

Our VA, FHA & USDA Mortgage Loan programs offer more member benefits than most conventional loan programs, including up to 100% financing for purchases.

Land
Loans

Competitive Land Loans that come with flexible terms of up to 15 years. Secure that perfect plot of land today and begin building your dream home as soon as tomorrow.

Jumbo
Loans

There’s no dream or home too big. With Jumbo Mortgage financing options starting at $832,750 and going up to $5 million, you can find the perfect space for your vision and future.

Construction to
Perm

This streamlined Construction Loan option allows borrowers to finance the construction phase and then automatically convert the loan into a permanent Mortgage Loan once the home is completed.

Mortgage Application

Additional Purchase options:

  • Fixed-rate and adjustable-rate mortgage programs
  • Fannie Mae’s HomeReady® loan for first-time homebuyers with 3% down payment and lower rates
  • Freddie Mac’s Home Possible® and HomeOne® loan programs for first-time homebuyers
  • Manufactured and modular homes
  • Freddie Mac’s BorrowSmart℠ for down payment assistance up to $2,500
  • Non Warrantable Condos
  • Non-traditional mortgage products available for unique income and situations1

Ready to get started?

Buying a home is a big decision, and choosing the right Mortgage Loan can make all the difference. Our experienced lending team is here to help you understand your options, compare Mortgage Rates, and find financing that fits your goals and monthly Payment.

Refinance Loans @ REV

Fluctuating Mortgage Rates can make it difficult to determine whether or not to refinance. Our lending team will analyze your options to see if Mortgage Refinance makes financial sense for you.

A Mortgage Refinance may help you:

  • Lower your current term and pay off your home early

  • Take cash out for renovations, debt consolidation, or other needs

  • Reduce your Interest Rate and monthly Payment

Feel at home with our lending options.

Explore our Resources & Tools.

Resources

Got questions? We have answers. Access our mortgage FAQs and helpful articles to learn more about Mortgage Loans, homebuying, refinancing, Mortgage Insurance, and the home financing process.

Rates

See today’s Mortgage Rates and compare your options. Our current rates can help you better understand the potential Interest Rate and Payment associated with different loan programs.

Tools

Calculators are your best friend. Use our Mortgage Calculator to help determine your budget, estimate your monthly Payment, and explore different home financing scenarios based on loan amount, term, and Interest Rate.

1Based on qualifications. Not all borrowers will qualify.
All Credit Union loan programs, rates, terms and conditions are subject to change and vary based on credit worthiness, qualifications, collateral conditions and underwriting requirements. REV membership required.